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It doesn’t matter if you hold the cell phone in your hand and talk while driving, or have hands-free access to talk all you want; both ways may cost you your life.

No matter which way you add it up, yakking on a cell phone held in your hand or one that happens to be hands-free still amounts to a deadly distraction. All it takes is one split second of not paying attention to your driving and you could wind up in a very nasty accident.

Consider the case of young John Stenner, on his way home from picking up a car with his tow truck. He had hands-free cell phone access in his truck. While talking on the phone to his base office about his next pickup, he was too distracted to see the semi heading his way and coming through the intersection. John died at the scene of the accident.

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When a recession hits those who want to downsize their cars or give them up to save on gas, they usually opt to buy a motorbike. Not a bad idea, but with that choice comes an increased risk of serious personal injuries or even death.

In Georgia alone in 2008 there were over 390,000 motorcycles registered. That shouldn’t come as any great surprise in light of the state of the American economy. Gas prices are ridiculous and people are hunting for alternative methods to get to work and other places. In other words, they want a cheaper ride. On the other side of the fence, even though the ride is indeed a whole lot less expensive than owning a car, there are a lot of distracted (cell phone and texting) drivers out there. Add reckless drivers into the mix and this is a guaranteed recipe for disaster.

Know the laws of the state chosen to bike in, as every state does have different laws passed that are intended to help protect vehicle drivers and motorcyclists. In most states the law reads that bikers have many of the same rights and duties as other vehicles on the road.

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It’s the law that property owners must take every reasonable precaution to make sure there are no serious hazards that would harm or kill anyone coming on the property.

Premises liability applies to personal and commercial property and any owner or manager looking after property is legally bound to make sure the premises are safe for the public. If the property is poorly maintained and an injury, illness or death happens as a result of being on another person’s property, the plaintiff may be awarded compensation by the courts against the negligent property owner.

It doesn’t matter what kind of property is being discussed, although some properties are inherently more hazardous than others, e.g. industrial sites with power tools, toxic chemicals and heavy machinery. Commercial locations such as stores have high pedestrian traffic and anything may happen in a crowded store; for instance, items falling from shelves or items on display in the patio furniture department falling apart when someone sits on it.

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It’s hard to try and set an amount of damages that you may have sustained in a car crash. The sheer overwhelming number and type of wounds may totally confuse you, not to mention having to repair your vehicle.

During the summer the highways and by-ways across America are jammed with holiday and regular travelers, add into this mix 18-wheelers, road construction, detours and unpaved roads waiting for upgrading, and you have the potential for accidents. It’s often bad enough traveling in an area you are familiar with, never mind going out of state to a place you have never been to before and have no idea how their traffic patterns will affect you. This makes it tough to know if you have enough insurance to take long distance road trips.

The inevitable may strike your first trip or your fifteenth trip, and when it happens those injuries are put into a category that will tell you the approximate dollar amount that may be awarded for those injuries. There are so many factors that need to be dealt with, not the least of which is determining who is at fault in the accident, the percentage of culpability, medical bills, down time from work, pain and suffering, the continual stream of medical rehab expenses you may face and yes, vehicle repair costs.

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Many people choose not to pursue an accident claim. The reasons range from knowing the insurance company will settle; to they don’t want the legal hassles and expense.

The bottom line is that putting in a claim for compensation for personal injuries after an accident is pretty much an accepted right in the U.S. “While it may take some work to get the compensation for damages, it may well be worth it in the long-term, particularly if serious injuries have been sustained and a person’s life has been significantly altered because of it,” commented Stephen Ozcomert, an Atlanta personal injury attorney.

“Keep in mind that even though an insurance company may settle on a claim without anyone having to do too much to get it done, the settlement is generally much lower than it could be if the case were taken to court,” explained Ozcomert. This is why most lawyers will advise their clients not to take the first settlement offer that comes along. Insurance companies want to accomplish one thing, closing the case and spending as little as they can to accomplish it.

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Malpractice means so many different things to different people, that the term when used in a legal setting really needs to be expanded upon for the sake of clarity.

The most crucial thing is to be able to distinguish between malpractice and other kinds of negligence. “Generally speaking the term malpractice refers to a set of circumstances when a professional (doctor, lawyer, dentist, accountant, etc.) fails to use the proper level of skill, diligence or care to perform their professional services. In failing to perform properly, this causes harm to patients or customers,” said Stephen Ozcomert, an Atlanta personal injury lawyer.

In general, a professional may be sued if s/he fails to perform their “professional” duties using the accepted standard of care, level of learning and skill one should reasonably expect from a person in their particular position. “Or to put this in simpler terms, the professional’s performance is held up in comparison to the performance standards of other professionals in the same field. So, if the level of performance is of a lesser standard than others, that person may be accused of malpractice,” added Ozcomert, who practices Atlanta personal injury law.

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Premises liability law has been around for a lot of years, but still, many people don’t really understand what it means.

To put this simply, premises liability is all about someone falling and injuring themselves due to the carelessness or negligence of a business or property owner. If this happens, the victim has a right to pursue compensation for those injuries.

Typically, the person who owns a business or operates it, is liable for dangerous conditions that they know about and either don’t deal with them, and/or don’t warn people about the potentially dangerous situation. The other side of the coin is that they “should” have known about the dangerous condition by regularly inspecting the property.

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It should go without saying that wearing a motorcycle helmet will save lives, but many people opt not to wear them because they don’t look cool – a potentially deadly decision.

It’s cool to own and ride a motorbike or some other mode of transportation like that these days. It’s also economical because there isn’t as much gas being used, not to mention parking is a breeze. The point, however, is that despite the fact that motorcycles are cool in a lot of people’s books, they have the potential to be deadly – more deadly than a car if the truth were known.

Part of the truth lies in the number of accidents over the last few years involving motorcycles has increased by a staggering 50%. Throw in sales stats and it’s evident motorcycle sales are hopping. It’s the latest rage to beat the cost of gas. The latest rage has also cost over 4,700 deaths in the U.S.

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Medical malpractice is most often considered to be a lawsuit filed against a doctor for some form of negligence that caused a patient harm. In reality, there are numerous kinds of malpractice lawsuits.

These days when people read about medical malpractice in the media, they assume that the story will be about a doctor doing something negligently that severely injured or caused the death of someone. Not many people realize that malpractice law includes not only medical malpractice, but legal, dental, accounting, real estate and other types of malpractice.

The difficulty here is in knowing if a professional did act negligently. While it’s true that trying to pinpoint negligence when dealing with a doctor or lawyer, etc., is like trying to capture the wind at times, there are some signs and red flags that will indicate something is amiss.

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Having an operation ranks as number one on a list of things people would rather not do. There is an enormous amount of trust placed in the hands of a surgeon, and one hopes there are no surgical errors.

It’s tough enough to get up the courage to face major surgery without also having to worry if the surgeon is in top form and able to do the job. Unfortunately however, surgical medical malpractice results in approximately 98,000 deaths a year. These statistics, courtesy of the Institute of Medicine, further suggest that total does not include patients who have wound up with life altering injuries due to surgery.

What is surgical medical malpractice? Most commonly it is the result of a surgeon failing to give their patient proper care, and that failure ends up causing serious injuries or death. Typically, this would have to do with a surgeon not adhering to accepted medical standards or not properly utilizing their skills.

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